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How to Buy a Home Without a Killer Credit Score

By Jaymi Naciri Good news on the credit front as homebuyers are hitting record-high scores. Here are a few options that might still allow you to buy a house with bad credit. FHA loans First-time buyers often turn to loans from the Federal Housing Administration (FHA) because of their looser requirements - down payments of just 3.5 percent and lower credit scores than what's required for many conventional lo ...

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Your Year-End Financial Checklist

Update your W-2, benefits and estate plan if necessary. While you're updating your insurance and investment needs for big life eventsrelated to family, property or marital status, see if your tax withholding and employee health coverage and investments need review. ...

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Is A Tiny Home Right For You?

What used to be a head-scratching novelty is now a celebrated trend that shows no sign of slowing. Yes, tiny homes are seemingly everywhere - on large swatches of land, rolling down the highway on a trailer, and on multiple TV shows ...

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Moving Soon? Keep Cost Under Control

Build a cash reserve for deposits, fees and incidentals. Keeping moving costs low can help you handle dozens of smaller and sometimes unexpected expenses that crop up immediately before, during and after a move. Budget for those hidden costs ...

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Banks Caught Redlining Black Communities

“Hudson City Savings Bank structured its business operations to systemically avoid providing credit services in predominantly minority neighborhoods,” said U.S. Attorney Paul J. Fishman of the District of New Jersey. “There is no room for such behavior in our banking system.” ...

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