Free Help Lines Available for African-Americans with Money Troubles
When a household relies on two paychecks, budgets are strained if one job is lost. In cases like this, a family can tread water for a time. But as they struggle to find work, many will fall into troubling debt. Fortunately, more households are finding lifelines for help.
Since 2009, phone calls to financial help lines have risen 10% per year. As a public benefit, CareConnect USA publishes help lines for families seeking financial assistance. According to national director David Moakler, awareness is the key. “Although we are pleased that more people have learned about programs to ease their money troubles, the sad news is that the need for such help continues to grow.” The national rise in calls to the help lines has been especially strong from African-American regions.
Government agencies and non-profit outreach centers provide free advice and numerous services within the CareConnect USA network. In their effort to increase awareness, the group distributes free help line posters to 150,000 workplaces, 3200 job centers, and reference tools for social workers annually. They authorize the information below to be published on websites and resource pages where appropriate.
Families facing financial difficulty can call the help lines below for programs for relief:
- Child Support Enforcement Help line: (888) 369-0323
- Mortgage Payment Assistance Help Line: (800) 750-8956
- Free Bankruptcy Advice: (800) 379-0985
- Collector Complaint Help line: (800) 379-0688
- Student Loan Relief Help Line: (866) 836-9168
- Debt Relief Help Line: (888) 913-7294
- Credit Score Improvement Help: (888) 814-9342