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Debt Collectors Target People Making Less Than $50K
9/26/2019 11:00:31 AM

By Charlene Crowell   A new survey asked likely voters across the country what they thought of a proposed debt collection rule. The response was strong and broad opposition.  Proposed earlier this year by Consumer Financial Protection Bureau (CFPB) Director Kathleen Kraninger, the rule would authorize debt collectors to expand how often consumers could be contacted as well as the ways such contacts could be made: email, text messages, and more.   Conducted by Lake Research Partners and Chesapeake Beach Consulting, the poll was jointly...

Sense of privilege and ‘right’ drives college admission scandal
9/19/2019 12:33:52 PM

Felicity Huffman says she just wanted to give her daughter "a fair shot" at getting into the college of her choice. That is the reason the Emmy Award-winning actress paid someone to cheat on her daughter’s college entrance exam. Huffman pled guilty in federal court to paying $15,000 to have her daughter’s SAT exam answers illicitly corrected by a test proctor. Huffman, who, along with her celebrity husband, William H. Macy, reportedly has a net worth of $45 million, believed that her daughter, Sophia Macy, was educationally disadvantaged...

Why Would HUD Gut Its Own Disparate Impact Rule?
9/19/2019 12:32:40 PM

By Charlene Crowell   Whatever happened to the American Dream of owning a home and giving your children a better life than you experienced as a child? Is this ‘dream’ being deferred or denied? In 2019, these questions are as timely as they are timeless. Beyond rising housing costs for would-be buyers and renters alike, serious doubts are emerging about the nation’s commitment to the letter and spirit of fair housing laws, related enforcement, and regulations supporting both. Today’s Black homeownership rate is 41.1%—lower than it was when...

Remembering Toni Morrison
9/19/2019 12:19:59 PM

By Marian Wright Edelman   When great writer Toni Morrison passed away August 5th our world lost an incomparable voice. I always have been especially moved by her portrayals of children, and the knowledge that her care and perceptive attention to children’s emotions and needs did not stop on the printed page. I remember gratefully her presence at CDF’s 1999 National Symposium on the Arts and Scholarship held at the Children’s Defense Fund Haley Farm for the dedication of the Langston Hughes Library designed by Maya Lin on the grounds formerly owned by...

Ending Fair Housing Rule Removes Opportunities for All
9/12/2019 8:59:30 AM

By Rev. Dr. Willie Gable   Like most people, I care about my community, its opportunities, as well as its future. But as a man of faith, I believe I am additionally called to give voice and support to lift every life. From counseling congregants on ways to find hope, I am keenly aware of many who see none at all, despite the heralded claims that the nation’s economy is flourishing. Of all the issues confronting Americans, none is more basic than that of housing. Whether renting or owning a home, every family needs a place to come home to at the end of the day. It is...

The parsonage kitchen shutdown threat
9/12/2019 8:57:23 AM

Dr. James L. Snyder   A certain situation has been building in the Parsonage for the last several months. At first, I did not think it too serious but alas, we have reached a terrible impasse. Quite frankly, I’m not exactly sure what to do. It started a few months ago when I came home, walked into the house and was hit in the face so hard I almost passed out. At the time, I was hoping I would pass out, but no such luck. I think everybody knows what it is like to be hit unexpectedly by something you do not actually expect. I guess that is why it is called...

Our All-American gun epidemic continues to threaten children
9/12/2019 8:39:03 AM

By Marian Wright Edelman   It happened again. On August 31, a gunman in West Texas armed with a semiautomatic weapon killed seven people and injured 25 others. One of the victims was 15-year-old Leilah Hernandez who had just celebrated her Quinceañera in May. Her friends remembered her as someone who “could turn a bad day into a good one.” She was walking out of a car dealership next to her 18-year-old brother Nathan who’d just bought a truck he’d been saving up for. Nathan tried to shield her in his arms but was shot and injured...

Stuck Between a Virus and a Varmint
9/4/2019 10:00:29 PM

Dr. James L. Snyder   Normally, I’m not a superstitious sort of a person. But then again there is a good case to be made that I am really not normal. If you stop to think about it, (and I have), the average person is a composite of everybody and the description ends up to be that of nobody. That is exactly what I think about being normal. I must confess, I do have a sliver of superstition running through me somewhere. Often I have the feeling that someone is looking over my shoulder and smiling rather sarcastically. I cannot prove it, of course, but I know it is...

Mental Health Awareness Matters—Cierra’s Interlude
9/4/2019 9:59:14 PM

By Cierra Mayes   With so much going on in the world today, there are many real-world issues that are in need of our focus. One of these issues happens in our everyday lives: mental health. There is so much awareness that needs to be brought to mental health that goes unnoticed. Many of these issues began from trauma caused in one’s life.  If we took the time to address these problems, we would be able to avoid many wrong doings of others in our community and around the world. Everyone has that one friend they don’t see eye to eye with sometime. For many...

House Members Rebuke Delay of Payday Loan Rule
9/4/2019 9:49:20 PM

By Charlene Crowell   Anyone who struggles with the rising costs of living knows all too well how hard it is to try stretching dollars when there’s more month than money in the household. Predatory lending, like payday and car-title loans, worsen financial stress with triple-digit interest rates that deepen the debt owed with each renewal.  The irony is that many payday loan borrowers who needed just a few hundred dollars wind up owing thousands. And any loan whose accrued interest exceeds the principal borrowed, is truly predatory.  In recent days,...